Credit Card Processing Setup

Prior to processing Credit Cards or Pre-Authorized (ACH) payments in TRUX, there are steps to setting up a Gateway, Merchant Maintenance, Credit Card Types and Credit Card Payments which link Credit Card Types to TRUX Payment Types. See Also Related Topics.

 

A global payment process which uses a tokenization of credit cards is available and referred to as AMCS Pay. To explore this option, click here.

 

Prerequisite

  • Customer should be signed up with an authorization service that is compatible with our IBIZ program. The customer should pick a service from the list made available to them by TRUX. Check with your bank to make sure they will work with the authorization company.

  • Certain authorization companies will not be able to handle authorizations for customers who have Canadian addresses. Please make sure that the company you select for your authorization is able to handle your entire customer base.

  • Some Gateway companies do not allow transaction (payment) reversals. If this is a feature your company may need to provide, please make sure the Gateway you select will allow you to handle transaction reversals.

 

The Communication Setup

  1. When a credit card transaction is initiated in TRUX, the request for authorization is sent through a secure connection, across the internet, to the Gateway.
  2. Your Gateway then stores the transaction and submits the amount for approval to the Merchant Account (bank).
  3. Once the transaction is approved, the confirmation is sent to the TRUX program and the end user will receive either an approval or declined message.

 

Gateway Configuration

The gateway configuration is used to enter technical information. This information is required for connecting to the merchant account online. Compatible Gateway List.

 

Navigate To: System>Administration>Gateway Configuration

A global payment process which uses a tokenization of credit cards is available and referred to as AMCS Pay. To explore this option, click here.
  1. Click the Add New button.
  1. In Gateway Details, enter the Configuration Name.
  2. In Proxy Settings, enter any relevant proxy information if your system connects to the internet through a proxy server. This information will be provided to you by your IT professional.
  3. If your system accesses the internet through a firewall, you must enter the relevant technical information in the Firewall Type field.
  4. The Special Field Information section will hold important information provided to you by your merchant account company. Click here if you are using Bambora or Authorize.Net.
  5. The Secure Sockets Layer (SSL) additional information section is used to store any additional information your system may need to maintain a secure connection to the merchant account.
  1. Click the Save button when finished setting up the Gateway Configuration.

 

Merchant Account Maintenance

Merchant Maintenance is used to store the login information for you merchant account. The Gateway will use this information when communicating with the merchant.

 

Navigate To: System > Administration > Merchant Maintenance

A global payment process which uses a tokenization of credit cards is available and referred to as AMCS Pay. To explore this option, click here.
  1. Click on the Add New button.
  1. Enter in the information provided to you by the merchant account for you login.
  2. Enter the password for your merchant account.
  3. Setup an alias for the merchant account in TRUX.
  4. Select a Gateway from the drop-down list.
  5. Select a Merchant Type from the drop down. Merchant Type descriptionsClosedCredit Card - The Merchant Account is used to process Credit Cards only.

    Preauthorized Payment - The Merchant Account is used to process Preauthorized Payments only.

    Both - The Merchant Account can handle both types of electronic payment.     :
  6. Merchant Assignment: Place a check next to the companies that will use this merchant account.
  7. Merchant Assignment: Select the Gateway Configuration that the company selected will use.
  8. Click Save.

 

Credit Card Types

This table contains the different types of payments the merchant account will accept. These credit card types are pre-populated in the table. Additional card types can be added manually if needed.

 

Navigate To: System>Configuration>Code Tables>Credit Card>Credit Card Types

Credit Card Types are setup for you automatically within TRUX.

If you need to add another credit card type, please follow these steps.---------->

Manage Credit Card Type Table

Add New

  1. Enter a two-digit code in the Code column.
  2. Enter the credit card type description
  3. Save.

Modify

  1. Modify the Description column. Codes cannot be changed.
  2. Remove Active flag to make the card type Inactive.
  3. Add the Active flag to make the card type Active.
  4. Save.

 

Credit Card Payment

This table is used to define the links between the payment types in TRUX and the Credit Card Types used by the merchant accounts.

 

Navigate To: System>Configuration>Code Tables>Credit Card>Credit Card Payment

  1. Select a Credit Card used by your merchant account in the Credit Card column.
  2. Click the drop down in the Payment Type column and select an existing payment type to link to the credit card.
  3. Multiple Credit Cards can be linked to the same Payment Type.
  4. Save.

 

If your company will be charging a Credit Card Processing Fee, click here.

 

Related Topics

Credit Card Processing FAQ

AMCS Pay

Credit Card Expiration List

How To Store Customer Credit Card On File

Credit Card Processing Fee